PRACTICE AREAS

Creditor’s RightsWhen an individual or business is unsuccessful in obtaining payments that are owed, turn to the Towber Law Firm to develop a strategy to collect and enforce all amounts owing. As a general matter, if the debt is based upon a written agreement, the reasonable and necessary attorney’s fees are recoverable under Texas Law. If a bankruptcy ensues, the Towber Law Firm has 36 years of seasoned experience and success in navigating the specialized areas of bankruptcy in the Southern District of Texas, representing secured creditors, landlords, mechanic and materialmen lienholders, individual bondholders, unsecured creditors and unsecured creditor committees. These cases require attentive, knowledgeable legal counsel due to many strict Court/case deadlines and the Towber Law Firm takes great pride in seeking to explaining all options to a Client with the objective to obtain the best possible results for the most reasonable cost.

Real and Personal Property Foreclosure SalesThe Towber Law Firm has represented financial institutions and entities in advising and conducting nonjudicial foreclosure sales of real property throughout the State of Texas and Uniform Commercial Code private and public sales of personal property collateral. These sales require extensive review of loan documents and detailed drafting of documents which comply in all respects with the content and notice requirements of Texas law.

Bankruptcy and Civil AppealsThe Towber Law Firm has represented Clients in appellate work in both federal and Texas state court. Appellate work requires attention to deadlines, and in depth legal analysis to frame arguments to present to the appellate court. Mr Towber has written several appellate briefs and reply briefs submitted to the Fifth Circuit Court of Appeals and Texas appellate courts.

Debtor Representation and WorkoutThe Towber Law Firm has represented both chapter 11 (reorganization) and chapter 7 Debtors (liquidation) throughout its existence. When an entity or individual is at a crossroad on what option to pursue due to a business downturn, the Towber Law Firm will work with the Client to develop a business strategy that makes sense, whether inside or outside of the bankruptcy court.

Bankruptcy Trustee RepresentationThe Towber Law Firm has represented chapter 7 Trustees and Plan Agent’s in bankruptcy cases. The goal in these cases is to maximize the return for the benefit of the creditors of the entity without the costs of recovery exceeding the return. The Towber Law Firm works hard to make sure that does not occur.